Free Online Calculators & Smart Tools for Money, Math, Health and Everyday Life
Finance
Work out the real cost of borrowing and the real value of saving. Mortgages, loans, US taxes, retirement, savings goals and debt payoff — clear numbers, no sign-up and no spreadsheets.
Break-Even Calculator
Find how many units you must sell to cover fixed and variable costs.
Credit Card Payoff Calculator
See how long a credit card balance takes to clear and what the interest really costs.
Debt-to-Income Calculator
Calculate your debt-to-income ratio the way mortgage lenders do.
Income Tax Calculator (US Federal, 2026)
Estimate 2026 US federal income tax for a single filer with the standard deduction.
Inflation Calculator
See what inflation does to prices and to the purchasing power of your money.
Loan Amortization Calculator
Get your monthly loan payment and a year-by-year amortization breakdown.
Mortgage Calculator
Estimate your monthly mortgage payment with principal, interest, taxes and insurance.
Profit Margin Calculator
Find profit, margin and markup from cost and selling price.
ROI Calculator
Work out your return on investment and annualized return (CAGR).
Retirement Calculator
Project your retirement savings at retirement age from savings and monthly contributions.
Salary Calculator
Convert pay between hourly, weekly, biweekly, monthly and annual salary.
Savings Goal Calculator
Find out how long it will take to reach a savings goal with monthly contributions.
Simple Interest Calculator
Calculate simple interest on a loan or deposit in seconds: I = P x r x t.